A Will or a Trust: Do You Need One or Both?
I receive a lot of questions about Wills and Trusts and why someone might need one versus the other. Like anything in financial planning,...
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All blogs are educational in nature and should not be interpreted as financial advice.
Regulations and laws change frequently and some information may be outdated.
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xennial_lindsay
- Apr 22, 2021
- 4 min
Financial Lessons For The Soon-To-Be College Grad
Graduation is once again upon us and soon someone you know such as a son, daughter, sister, brother, niece, or nephew (perhaps even...
33 views0 comments
xennial_lindsay
- Mar 25, 2021
- 3 min
Hiring a Financial Advisor? Do Your Homework.
Choosing a Financial Advisor or Planner (I will use “advisor” for consistency and simplicity) is an important decision and should not be...
40 views0 comments
xennial_lindsay
- Feb 26, 2021
- 4 min
President Biden’s Tax Proposals - What’s In It For YOU?
Much has been written (and said) about President Biden’s proposed tax changes, mainly affecting those with incomes over $400,000. But,...
39 views0 comments
xennial_lindsay
- Jan 26, 2021
- 3 min
Student Loan Update: What You Need to Know
According to the latest statistics, there are over 42 million federal student loan borrowers with total outstanding debt exceeding $1.5...
32 views0 comments
xennial_lindsay
- Dec 24, 2020
- 3 min
My Reflections on 2020 and the New Year Ahead
A new year is upon us and I hope you and your loved ones are safe and in good health. It has been quite a year for all of us. However, I...
19 views0 comments
xennial_lindsay
- Nov 25, 2020
- 3 min
Tax Planning Tips and Tricks to Close Out 2020
As we bid adieu to 2020 (sigh of relief), we must begin to plan for the inevitable: Taxes. This year has been full of changes and no...
22 views0 comments
xennial_lindsay
- Sep 24, 2020
- 3 min
Worried About the Election? Don’t Be (In Terms of Your Retirement Anyway)
As November approaches, you may have heard that a presidential election year can affect our investments. Yes, that is true, and over the...
22 views0 comments
xennial_lindsay
- Aug 27, 2020
- 2 min
The Alphabet Soup of Employer Stock
If you are a highly valued employee, you may have been given an opportunity to “buy into a piece" of the company where you work....
32 views0 comments
xennial_lindsay
- Jul 30, 2020
- 3 min
Interest Rates Are At Historic Lows (Again); Time to Refi?
Well, here we go again. Interest rates are back at near zero. After the housing crisis in 2008, interest rates fell significantly. The...
26 views0 comments
xennial_lindsay
- Jun 25, 2020
- 4 min
The Quick and Dirty on Investments
Stocks, Mutual Funds, and Bonds, oh my! Most of us have heard of one or more of these investments. But what are they, exactly? When I...
27 views0 comments
xennial_lindsay
- May 28, 2020
- 4 min
Why You Are Thinking About a Budget the Wrong Way
The word “budget” gets a bad rap. It conjures up thoughts of restriction, poor money management, or even being broke. “I can no longer...
47 views0 comments
xennial_lindsay
- May 4, 2020
- 3 min
Here’s How You Can Buy a Car (Now) with Confidence
There might be no better time than now to purchase a car or truck. If you are in need of a new (or used) ride, auto manufacturers are...
23 views0 comments
xennial_lindsay
- Mar 26, 2020
- 3 min
Finding the Positive in Uncertain Times
I am doing something different in this post. There will be no financial education or money topics. Instead, I want to speak to you as a...
49 views0 comments
xennial_lindsay
- Feb 27, 2020
- 3 min
Thinking of Buying a Home? Here are 5 Things NOT to Do.
The American dream of buying a home is not what it once was. The cost of homeownership has increased significantly since its heyday in...
39 views0 comments
xennial_lindsay
- Jan 30, 2020
- 4 min
Choosing The Right College Savings Account (And Other Tips To Keep Costs Down)
The costs of attending college continue to increase well above inflation, making it appear unreachable for most Americans without...
17 views0 comments
xennial_lindsay
- Dec 26, 2019
- 3 min
New Year + New You = New (Money) Resolution
New Year’s Resolutions typically include goals such as losing weight, exercising more, quitting a bad habit, or learning a new skill....
19 views0 comments
xennial_lindsay
- Nov 27, 2019
- 2 min
The Holiday Shopping Season is Here Again! (and I am the Scrooge)
Many people get excited during this time of year. It is the perfect excuse to shop! I cannot say I share their enthusiasm. I have been...
21 views0 comments
xennial_lindsay
- Oct 24, 2019
- 5 min
It’s Open Enrollment Season! Here’s What You Need to Know.
Each year in October or November, employees are given the opportunity to update their employer-provided benefits for the upcoming...
23 views0 comments
xennial_lindsay
- Sep 25, 2019
- 3 min
4 Ways Financial Planning is Unique for Women
Financial planning is complex and men and women tend to differ on what they need from a plan and the financial professional with whom...
33 views0 comments
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